A Guide to Secondary Suites

Your Guide to Secondary Suites in Saskatchewan

Thinking about adding a secondary suite to your home? These self-contained rental units have become a popular choice for homeowners in Saskatchewan—and for good reason! From generating rental income to boosting property value, they’re a smart way to make the most of your space. Here’s everything you need to know to get started.

What Are Secondary Suites?

A secondary suite is a separate living space located in or near your home. Think basement apartments, garage suites, or even laneway homes. These units typically come with their own kitchen, bathroom, and entrance, giving tenants privacy while keeping the space connected to your primary residence.

The best part? Both the main home and the suite stay under one title, meaning they can’t be sold separately—keeping things simple for you as the homeowner.

Why Add a Secondary Suite?

If you’ve ever thought about turning that unused basement or extra space into something more, a secondary suite might be the answer. Here’s why:

• Extra Income: Renting out a suite can help cover your mortgage or other expenses. It’s like giving your home a second job!
• Boost Property Value: Homes with well-designed, legal secondary suites are highly attractive to buyers, should you decide to sell.
• Affordable Housing: By creating rental options, you’re helping your community address housing shortages—a win-win.
• Better Mortgage Options: Some lenders consider rental income from a secondary suite when determining your mortgage eligibility, which can make financing easier.

What You Need to Know About Regulations

Adding a secondary suite isn’t as simple as throwing up a few walls—it needs to meet specific standards to ensure safety and compliance. Here are the highlights:

Size and Layout

• Suites must be no larger than 80 square meters (861 square feet) or 40% of the home’s total floor area, whichever is smaller.
• Ceilings must be at least 1.95 meters (6’5”) high.

Safety First

• Smoke and Carbon Monoxide Alarms: Both units need interconnected alarms—if one goes off, they all go off.
• Smoke-Tight Barriers: A layer of drywall between the main home and the suite helps contain smoke during a fire.

Independent Systems

• Secondary suites need their own heating and ventilation systems, separate from the main house.

Emergency Exits

• Bedroom windows must be large enough to provide a way out during an emergency, and entrances must comply with accessibility standards.

Not sure where to start? A professional builder or contractor can help you navigate these rules and ensure your suite is up to code.

The Saskatchewan Secondary Suite Incentive Program

Here’s the cherry on top: Saskatchewan’s Secondary Suite Incentive (SSI) grant can help cover the costs of building your suite. The program offers 35% of construction costs, up to $35,000, for new suites built on your primary residence.

What You Need to Know

• Eligibility: The suite must meet all building codes and municipal bylaws. Construction costs incurred between April 1, 2023, and March 31, 2026, are eligible.
• How to Apply: You’ll need proof of ownership, permits, receipts, and an occupancy certificate. Applications must be submitted by March 31, 2027.

For full details and to apply, visit saskatchewan.ca/secondary-suite-incentive.

Tips for Designing Your Suite

When designing a secondary suite, think about what would make the space comfortable and appealing to future tenants. A few tips:

1. Maximize Space: Open layouts and clever storage solutions can make even small suites feel spacious.
2. Choose Durable Finishes: Go for materials that look good and stand up to wear and tear—tenants will appreciate it, and so will your wallet!
3. Hire Experts: A professional builder can save you headaches by handling permits, meeting code requirements, and ensuring quality construction.

Final Thoughts

Secondary suites are more than just a way to add rental income—they’re a chance to improve your home, help your community, and even unlock financial opportunities. With programs like the SSI grant, there’s never been a better time to explore the possibilities.

Whether you’re looking to renovate your basement or build a laneway suite, taking the first step is easier than you think. Start by reviewing your local bylaws, connecting with builders, and exploring the grant options available. Your future secondary suite—and its potential—awaits!

If you are a new buyer and are looking for a home with Secondary Suite potential, please visit these fantastic builds.